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Services Offered

ANNUITIES

bulletFixed
bulletVariable

FIXED AND VARIABLE LIFE INSURANCE

bulletTerm Life
bulletVariable Life
bulletAdjustable Life
bulletUniversal Variable Life
bulletUniversal Life
bulletWhole Life

HEALTH INSURANCE

bulletIndividual
bulletGroup

LONG TERM CARE INSURANCE

MONEY MARKET FUNDS

bulletRegular
bulletGovernment
bulletTax-Free
bulletInsured (FDIC)

MUTUAL FUNDS (we track & review and pick the best out of all funds)

bulletInternational
bulletGlobal
bulletWorld
bulletGrowth Oriented
bulletTax-Free Municipals (State Funds Also)
bulletCorporate Bond
bulletHigh Yield Bonds
bulletIncome and Growth
bulletBlue Chip Stocks
bulletGovernment Securities
bulletCommon Stocks
bulletUnit Investment Trusts
bulletOver - The - Counter Stocks
bulletPrecious Metals

STOCK AND BOND MARKET ACCESS

bulletFree Custody of Securities & Safekeeping
bulletFree Internet Account Access
bulletMonthly summary of positions and transactions
bulletConfirmation for each transaction
bulletAnnual Tax Reporting Summary
bulletDiscount execution with Full Service Support & Research

All trades cleared through First Clearing Corp.

Account protection of up to $100 million by both SIPC and commercial insurance [1]

[1] All Accounts insured via SIPC (Securities Investor Protection Corporation ($500,000 securities and $100,000 for claims of cash) and  additional insurance from a private insurer.  Coverage is for failure of Broker/Dealer and NOT is not insurance for loss due to market fluctuation.

TAX ADVANTAGED INVESTMENTS (PUBLIC AND PRIVATE)

bulletTax Credits
bulletReal Estate
bulletOil & Gas
bulletEquipment Leasing

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Securities offered through Sigma Financial Corporation. A registered broker/dealer. Member FINRA & SIPC.
Planning Services offered through Sigma Planning Corporation, a registered investment advisor.

Any information contained on this site does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser licensed in your state.

We do not offer legal advice. All information provided on this website is for informational purposes only and is not a substitute for proper legal advice. If you have legal questions, we recommend that you seek the advice of legal professionals.

IRS Circular 230 Disclaimer: To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer under the Internal Revenue Code, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein.

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Copyright © 2009 R & D Financial Services Inc. 2701 Troy Center Drive, STE 255, Troy Michigan 48084
Last modified: 10/30/09