Debt Consolidation Calculator

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Debt Consolidation Calculator

To find out how much money you can save with a debt consolidation loan, please insert your current balances and monthly payments into the calculator.

Debt Type	Current Balance	Monthly Payment
	$	$
	$	$
	$	$
	$	$
	$	$
	$	$
	$	$
Totals	$	$
Loan Term = The number of months you will have to pay your loan off.	Please Enter A Loan Term	Months
This box represents your monthly payment for a debt consolidation loan	New Loan Monthly Payment	$
* Calculation based on a 30 year simple interest rate loan, 12.00% interest rate. your loan may vary	Monthly Savings	$
If you would like to add additional money to your payments to shorten your payoff time and save money, please enter that amount in the box to the right.	Additional Payments	$
This box represents the amount of money you will save by making consistent additional payments of the amount you entered in the "additional payment" box.	Additional Payment Savings	$
This box represents that amount of time in months that it will take you to pay off your loan by making consistent additional payments of the amount you entered in the "additional payment" box.	Revised Term	Months

Securities offered through Sigma Financial Corporation. A registered broker/dealer. Member FINRA & SIPC.

Planning Services offered through Sigma Planning Corporation, a registered investment advisor.

Any information contained on this site does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser licensed in your state.

We do not offer legal advice. All information provided on this website is for informational purposes only and is not a substitute for proper legal advice. If you have legal questions, we recommend that you seek the advice of legal professionals.

IRS Circular 230 Disclaimer: To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer under the Internal Revenue Code, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein.

Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in declining markets. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is no guarantee of future results.

Investment products, insurance and annuity products:

Are Not FDIC Insured	Are Not Bank Guaranteed	May Lose Value
Are Not Deposits	Are Not Insured by Any Federal Government Agency	Are Not a Condition to Any Banking Service or Activity

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Copyright © 2009 R & D Financial Services Inc. 2701 Troy Center Drive, STE 255, Troy Michigan 48084
Last modified: 05/11/10