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Simple Ways to Save More Money

 
 
Simple Ways to Save
1. Enter Your Age
2. Check Way(s) you can Cut Costs
  
      buy one less pizza per week
      home brew coffee vs. Starbucks coffee
      take a sack lunch vs. eating out lunch
      cut back by three lottery tickets per week
      dine out one night less per week
      cut back by a half a pack of cigarettes per day
      car pool with a co-worker once a week
      enter a specific amount to save each week
3. Enter the Annual Rate of Return
Total Amount Saved: 
  
By Age 65: 
In 20 Years: 
 
 
 
   
Note: This calculator uses end of period formulas to determine payments. The rate of return is compounded monthly.
The following assumptions with respect to product savings per week are: pizza ($9.00), coffee savings ($6.50), lunch savings ($12.00), 3 lottery tickets ($3.00), dinner out ($15.00), cigarettes ($8.00), car travel ($10.00).
 

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Securities offered through Sigma Financial Corporation. A registered broker/dealer. Member FINRA & SIPC.
Planning Services offered through Sigma Planning Corporation, a registered investment advisor.

Any information contained on this site does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser licensed in your state.

We do not offer legal advice. All information provided on this website is for informational purposes only and is not a substitute for proper legal advice. If you have legal questions, we recommend that you seek the advice of legal professionals.

IRS Circular 230 Disclaimer: To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer under the Internal Revenue Code, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein.

Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in declining markets. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is no guarantee of future results.

Investment products, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity
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Copyright © 2009 R & D Financial Services Inc. 2701 Troy Center Drive, STE 255, Troy Michigan 48084
Last modified: 05/11/10