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Divorce Specialists

Divorce can be one the most stressful and trying events of ones life. You need a trusted advisor to make sure no financial aspect is overlooked.

As specialists in Divorce Planning with CFDP® (Certified Financial Divorce Practitioner) and CDFA® (Certified Divorce Financial Analyst (formally known as CDP - Certified Divorce Planner) designations we have the training and experience to guide you through the whole process from attorney referrals to testifying on your behalf for your financial future.

You only get one chance at a divorce settlement, make sure all aspects have been dealt with fairly and equitably.

We do not promote divorce but recognize that divorce is a fact of life with some 50% of marriages ending in divorce. We are committed to providing compassion and effective, practical guidance at every stage of your divorce process. We work in concert with your attorney BUT we educate you about many issues the attorney may not address. Attorneys send clients to us at any time during the divorce process for advice on the financial issues and their impact for the rest of your life.

The main focus of everything we do is to get the best settlement possible because:
Even if your marriage is over, the rest of your life is still ahead. You only get one chance at a property settlement. You can never go back and ask for more. You want the fairest, most intelligent divorce settlement possible to put you that much closer to a better tomorrow. We are financial experts -

bulletWe have over 15 years combined experience in financial planning, tax law, and securities
bulletAttorneys are NOT recognized in court as financial experts
bulletAttorneys cannot testify for their clients regarding financial issues, that is what we do
bulletWe have the specialized training in the financial issues of divorce

Regardless of where you are in the divorce process we can help:

Pre-Divorce Planning

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Attorney Referrals
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We can refer you to the right attorney for your situation
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We know the best, fairest priced divorce specialists
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Guidance in filling out the paperwork in your best interests
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You get to see the long-term financial impact of your divorce and the long term effect of major settlement choices before you make them
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We can help you negotiate a settlement without an attorney
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Help in achieving a financially fair divorce settlement
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Your proactive involvement fosters confidence and dignity
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Preparing and managing you budget

 

Mid-Divorce Advocacy

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When necessary we go to court with you as your expert witness with testimony for
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Property settlements that meet your needs

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Spousal Maintenance

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Keeping liquid assets

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Dividing Retirement plans and assets fairly

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Practical preparation for life-style changes

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Guidance on keeping or not keeping the house

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Tax problems and solutions
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How best to handle dependent deductions and credits

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Sale of appreciated property

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Withdraw of retirement assets

 

Post-Divorce Assurance

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We will continue to be your advisors after your attorney's work is finished. We guide you through the important issues of:

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Seeing exactly how long your money will last

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Working on how to make your money last longer

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Finding the best financial strategies to help keep your house

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Arranging for your trusted friends to have the legal authority to make both health care and financial decisions for you in event of an emergency

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Changing titling and beneficiaries on your property

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Helping you think through rewriting your wills and trusts

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Providing the peace of mind that your settlement is financially fair.

Divorce Articles

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14 Big Financial Mistakes Not To Make In Your Divorce Planning

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Planning For Divorce

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Eighteen Checkpoints For Divorce

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Divorce Glossary

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Social Security Benefits In Divorce

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Divorce Attorney Evaluation

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Finding A Divorce Attorney

 

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Securities offered through Sigma Financial Corporation. A registered broker/dealer. Member FINRA & SIPC.
Planning Services offered through Sigma Planning Corporation, a registered investment advisor.

Any information contained on this site does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser licensed in your state.

We do not offer legal advice. All information provided on this website is for informational purposes only and is not a substitute for proper legal advice. If you have legal questions, we recommend that you seek the advice of legal professionals.

IRS Circular 230 Disclaimer: To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer under the Internal Revenue Code, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein.

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Copyright © 2009 R & D Financial Services Inc. 2701 Troy Center Drive, STE 255, Troy Michigan 48084
Last modified: 10/30/09