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R & D Financial Services Inc.

bulletAbout Us
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bulletEducational Library
bulletFinding A Divorce Attorney
bulletDivorce Attorney Evaluation
bulletSocial Security Benefits In Divorce
bulletDivorce Glossary
bulletEighteen Checkpoints For Divorce
bulletPlanning For Divorce
bullet14 Big Financial Mistakes Not To Make In Your Divorce Planning
bulletMedigap
bulletShould You PrePay Your Mortgage In A Down Market?
bulletGraduating With a Diploma and Debt
bulletSuccessfully Managing Money In A Relationship During Tough Times
bulletAre You Dreading Your Annual Portfolio Review
bulletAre You Psychologically Ready To retire early
bulletDon't Depend on Inheritance to Fund Retirement
bulletAre Your Retiremnet Assets Protected from Creditors
bulletAging Small-Business Owners How to Exit Gracefully
bulletStretching Your Retirement Dollars
bulletMutual Fund Labels: What's In A Name?
bulletWhere to Find Higher Earning Cash Alternatives
bulletFundamental Vs. Technical Analysis
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bulletYour Credit Report
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bulletHistorical Events and their effects on the Market
bulletMunicipal Bonds
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bulletThe Education IRA
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bulletProjecting College Costs
bulletSecuring Your Financial Future
bulletBoomerang Finances: When Kids Return Home
bulletHe Said, She Said, When Investment Sytles Clash
bulletPersonal Finance Checklist For Young Adults
bulletPlanning for Financial Hard Times
bulletWhy Consider Financial Planning?
bulletFinancial Planning Process
bulletFinancial Planning Components
bulletWhen To Review Your Life Insurance Coverage
bulletWhen Can You Stop Paying Private Mortgage Insurance
bulletHome Bound: Do You Redodel or Move
bulletChoosing the Right Investment Benchmark
bulletWill You Be Shocked By the Cost of Retirement ?
bulletDebt: The Good, The Bad and the Downright Ugly
bulletConsider Student Consolodation Loan Carefully
bulletFederal and State College Financial Aid Programs
bulletPayable-On-Death an Easy Tool For Avoiding Probate
bulletEconomic Growth and Tax Relief Reconciliation Act of 2001
bulletKnowing Your Net Worth Is key to Managing Your Money
bulletEveryone Even the Wealthy Needs to Budget
bulletESTATE TAX CHANGES REQUIRE CAREFUL PLANNING
bulletPutting Your Financial Affairs In Order
bulletIndividual Common Stocks
bulletInvestment Objectives
bulletThe 401(k) Retirement Plan
bulletMutual Fund Basics
bulletMoney Market Funds
bulletHistorical Returns
bulletU.S. Rates of Inflation
bulletReal Estate Investment Trusts
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bulletMutual Fund Taxation
bulletImportance of Liquidity in Retirement
bulletTax Traps In IRA Accounts
bulletRetirement Statistics
bulletWhat To Do With Your Employer Nest Egg
bulletFANNIE AND GINNIE MAES OFFER ALTERNATIVES TO TREASURY SECURITIES
bulletAT WHAT AGE SHOULD YOU BUY LONG
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bullet2002ltcguide.pdf
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bulletTax Considerations of Long Term Care Insurance
bulletCan Medicaid Help Pay for Long Term Care
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bulletWhat is Medicaid
bulletWhat is Medicare
bulletChoosing A Nursing Home
bulletKnow the Basics About Medicare
bulletCalculators
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bulletWhere Were You Born
bullet2001 1040 EZ Tax Estimator
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bulletPlanning for a College Education - Simple
bulletCollege Cost and Investment Calculator
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bulletThe High Cost of Waiting
bulletPrimary Residence Capital Gain Calculator
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bulletPayments Required to Pay Off A Loan
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bulletRent vs Buy Calculator
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bulletBasic Risk Tolerance and Asset Allocation Calculator
bulletROTH VS TRADITIONAL IRA Calculator
bulletCool Software Discoveries
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bulletInvestment Gain Calculator
bulletTaxed vs Non-Taxed Return Calculator
bulletWithdrawals from Your Retirement Nest Egg
bulletYears to Pay Off A Loan
bulletFuture Value of a Single Sum Compounded Monthly
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Securities offered through Sigma Financial Corporation. A registered broker/dealer. Member FINRA & SIPC.
Planning Services offered through Sigma Planning Corporation, a registered investment advisor.

Any information contained on this site does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser licensed in your state.

We do not offer legal advice. All information provided on this website is for informational purposes only and is not a substitute for proper legal advice. If you have legal questions, we recommend that you seek the advice of legal professionals.

IRS Circular 230 Disclaimer: To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer under the Internal Revenue Code, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein.

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Copyright © 2009 R & D Financial Services Inc. 2701 Troy Center Drive, STE 255, Troy Michigan 48084
Last modified: 10/30/09